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Federal Employee Health Benefits form an integral part of the employee welfare programs, taken c

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

are of by employers. The Federal Employee Health Benefit Plan comes under the system of ?managed

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

competition.? It offers certain benefits to the employees, once they have successfully completed

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

the probation period and have been confirmed as full-time employees. Once a person becomes a ful

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

-time, permanent employee, he is covered under various Insurance schemes available to the full-t

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

me employees. These include life, dental and other health related insurance coverage.

An employ

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

e can avail of these benefits through an ?open enrollment?. Once it is accepted, it covers the e

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

mployee completely within the plans chosen. In the case of marriage, divorce, birth or adoption

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

f a child, the employee can choose to change or cancel the chosen plan. This is also applicable

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

f the employee?s employment status changes. Some of these benefit plans are offered to all organ

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

zations, while some are restricted to regional organizations only. The Government invests a huge

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

amount of money in these benefits, paying almost 70% of the premium for permanent employees.

At

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

present, with high attrition rates, employers keep on trying to retain their employees. They kee

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

providing benefits to the employees and constantly update them, keeping their changing interest

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

s in mind. Most employers conduct research and surveys to implement new benefit plans. Based on

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

he designation profile and company, the range of facilities of these benefit plans vary from one

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

employee to another.

These benefit plans serve as part of the marketing strategy adopted by the

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

various companies. Each company keeps track of the benefits provided by the other companies, to

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ompete and attract candidates and subsequently retain their employees. These plans help the empl

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

yee in reducing their income tax amount, while deducting the tax amount of the employers as well

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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