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    Are your current payment processing methods secure? The Payment Card Industry Data Security Standa
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    rds were created to make sure payment gateways keep your data secure. Payment Card Industry paymen
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    t gateways are fully compliant with all Payment Card Industry Data Security Standards. This gate
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    ay system provides vital protection for e commerce merchants that process credit cards.

    Payment C
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    ard Industry (PCI) Data Security Standard (DSS) is the world wide standard for consumer data prote
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    tion across the payment industry. The regulation is used to protect credit card information from
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    being stored, processed or transmitted by non PCI certified entities. PCI standards require organ
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    izations that handle bank cards to conform to security standards and follow certain levels of requ
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    rements for testing and reporting.

    The Standard offers a single approach to safeguarding sensitiv
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    e data for all card brands. Each card type has a different name for PCI.
    Master Card - Site
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    Data Protection (SDP) Program.
    VISA - Cardholder Information Security Program (CISP).
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    American Express - Data Security Requirements.
    Discover - Discover Information and Securi
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    ty Compliance (DISC).

    Consequences for failing to comply with all data security regulations are v
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    ry serious. Fines and penalties, starting at $25,000, may be accessed against the merchant banks.
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    The banks immediately pass responsibility and liability for the fines directly to the merchant.
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    Merchant accounts may be restricted and can be terminated on a permanent basis.

    The easiest way t
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    o guarantee protection for your business and your customers is to use a PCI certified e commerce p
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    rocessing gateway. A PCI certified gateway meets all the stringent standards demanded for PCI com
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    liance. The gateway automatically updates all changes to PCI security, keeping you continuously p
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    rotected. Using a PCI certified gateway is simply the smart way to safeguard your online business


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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