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Fraudsters are continually coming up with new ways to con unsuspecting people into parting with their money, and with the internet, email and mobile phones it’s becoming easier and easier for them. Here are some examples of types of scams you might come across and tips on how to prot

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ect yourself from being scammed.

Home working opportunities

Advertisements offering opportunities to work on your own from home can be incredibly enticing – ‘no experience required’, ‘no selling involved’, ‘no investment or overheads’, ‘huge earnings potential’. Being your own boss

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

and working flexibly is something that many people dream of doing, so it can be easy to get sucked into joining up. Typically, you’re asked to pay a fee up front for administration, expenses and materials, or perhaps even just for more information. This is when alarm bells should sta

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

rt to ring. Legitimate employers would not ask you to part with money like this. After sending the fee, either you never hear from the company again, or you receive work only to have it rejected at your own cost when you send it back for inspection. Common examples of types of work a

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

vertised in these scams are stuffing envelopes, making cards or sewing clothes or fabrics.

African bank transfers

Most often received by email, these scams purport to be from government officials or high-ranking people in an African country who need to transfer money from the countr

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

y, which they claim can only be done using a foreign bank account. They often flatter your vanity by claiming you have been specially chosen for your reliability, trustworthiness, discretion and competence in financial affairs. They explain that they will use your bank account to tra

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

nsfer a large sum of money, of which you will receive a significant proportion as a fee. Of course, after you hand over your bank account details you never hear from them again and discover that your account has been emptied.

Prize draw winnings or foreign lottery jackpots

In these

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

elemarketing scams, you’ll receive a phone call or a letter informing you that you’ve won a prize in a draw or foreign lottery, and that all you need to do to claim it is to pay an administration fee or phone a premium rate number, which leaves you hanging on for several minutes as y

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

our phone bill mounts. If you receive such correspondence, stop and think about it – did you enter a prize draw or buy a lottery ticket? You can’t win anything in a competition unless you entered it in the first place so if it’s unsolicited, be suspicious.

Phishing

Phishing is the t

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

erm for fraudulent emails appearing to be from legitimate companies which request bank account or customer account details. You’re asked to reply to the email with your full details as a security check, or to update company records, or for you to remain registered. Legitimate compani

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

s will never ask you to give out any personal details – including user names and passwords – by email, so you should never part with such information.

Pyramid schemes

Marketed as money-making or investment clubs, these scams claim to be able to make you large sums of money in a shor

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

t period of time simply by paying a fee to join them and by recruiting others to join too. They are based on the premise that the more people who join, the higher members climb up the pyramid and the more money will be made to be distributed among members. However, they can never wor

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

k as they require a continual flow of new members, which can never be sustained. A similar scam is the chain gift letter/email, in which it is claimed you will make large sums of money simply by giving a sum of money to one or more persons on the list before adding your own name and

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

forwarding the letter/email. Any type of plan that claims to make people money solely from the recruitment fees of other members is at best unsupportable and at worst fraudulent.

Warning signs

If any of the following apply, then you should question the legitimacy of the offer or de

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

l:
The offer was unsolicited.
The company is based abroad.
You have to pay a fee to claim a prize.
You are asked to hand over your bank account details or other personal information.
It seems too good to be true.
You have to phone a premium rate number.

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

The correspondence address is a PO box.
The correspondence you receive is full of spelling mistakes and/or grammatical errors and looks unprofessional. (However, don’t be misled into thinking that if something looks professional, it is legitimate.)
Tips to help you avoid be

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ing scammed
It helps to know who you are dealing with. Get names and company details and do your own personal research to check whether the deal or company is legitimate.
Find out if it’s a genuine company by checking whether it is registered at Companies House.
If the

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ompany is legally required to be registered with a certain body, such as the Financial Services Authority, check whether the body holds records of the company’s registration.
Bodies such as the Citizens Advice Bureau, Consumer Direct, the Office of Fair Trading or your local trad

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ing standards agency can often be good sources of information on scams and frauds.
Don’t be afraid to ask for information to be repeated or explained in more detail, and ask as many questions as you need to.
Don’t allow yourself to be bullied by hard-sell tactics. Never comm

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

it to anything on the spot.
Take time to make your decision and always read the small print of the terms and conditions. Seek professional or legal advice if necessary.
Keep all relevant documentation.
Apply a healthy scepticism to anything that doesn’t seem quite right

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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That's what we're interested in, correct? Making money online, and making money online is accomplished through E-commerce. That is, having a website with a product to sell, and with any luck, selling that product via the World Wide Web.

Microsoft have recently announced the withdrawl of support for Frontpage. What are the implications? What if your site was built with FrontPage? Will FrontPage be replaced?

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