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Just Other Articles - Store Cards: A Brief Guide
In the past you could only get credit cards from a select number of banks and financial institutions. However, these days you can get credit ca
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
rds from virtually anywhere, with one of the biggest rises being in retail store credit cards. These cards can seem attractive, especially if t
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ey come from a shop in which you make regular purchases. However, there are some downsides to these cards as well. If you are new to the world
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
f store cards, then here is some advice to help you get in the know.
What are store cards?
Basically, store cards are like credit cards, in t
What are store cards?
Basically, store cards are like credit cards, in t
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
at you are given a credit limit that you can spend on the card. However, store cards can usually only be used in the particular store or group
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
f stores that you get the card from. In essence, you are getting credit to shop at a particular store or number of affiliated stores by using t
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
eir special credit card.
What are the benefits?
In order to entice people to get a card that is limited to one store, the retailer will offer
What are the benefits?
In order to entice people to get a card that is limited to one store, the retailer will offer
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
you a number of discounts or special offers. These might include a free gift, or reductions on purchase prices when you use the card. If you r
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
gularly shop at the store then you could really make a saving on items that you need using one of these cards. Another advantage of store cards
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
is that you can usually get one even if you have bad credit, meaning that you can use the store card to help you build up your credit history.
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
Are there any drawbacks?
Although store cards do have some advantages, they are a very expensive form of credit. Most store cards have interes
Although store cards do have some advantages, they are a very expensive form of credit. Most store cards have interes
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
rates of 25-30% APR, which is well above the normal price for credit cards. This means that unless you pay the balance off in full each month
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
you could be left with debts that are costing you vast sums in interest. Also, most store cards are very limited because you can only spend in
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
the chain of stores. Unless you use the store a lot, then a store card is probably not worthwhile.
Can it be used as a credit card?
Although
Can it be used as a credit card?
Although
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
many store cards are still limited for use in one set of stores, some store cards are being changed to full credit cards. These cards can then
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
e used in other shops and retailers like any other credit card. However, the interest rate usually remains the same, meaning you will be paying
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
a lot more than usual for your credit privileges.
Are they worth it?
Although store cards are very expensive and are not worth the money for
Are they worth it?
Although store cards are very expensive and are not worth the money for
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
lot of people, you can benefit from a store card if you use it in the right way. If you are finding it hard to get a regular card, then using
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
store card can help you build up your credit history. Also, if you have a favourite shop that you make a lot of purchases in, then having a st
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
re card and paying off the balance in full each month will allow you to get the benefits of a store card without paying the high interest rates
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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