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One of a series examining the different types of government benefits, this guide looks at some of the options available to assist those who’re on a low income and are strug

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

gling to support themselves or their families.

Income support – this is a means-based allowance for those who are unable to work full time and have a low income, or who ca

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

n only work less than 16 hours per week. It can be very helpful for people who have children or who look after an elderly or disabled person, or who are ill or disabled. Ag

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

in, you won’t qualify if you have more than ?16,000 of savings. There are lots of different factors that will be taken into consideration in order to determine your eligibi

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

lity for income support, including your age, your income, your savings, your dependants, whether you have a partner, your partner’s income, your partner’s savings, and whet

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

her you’re disabled or caring for someone. People on income support also qualify for free NHS dentistry and prescriptions, as well as housing and council tax benefit. You c

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

n claim online or in person at a jobcentre plus, and as part of the application process you’ll have an interview with a personal adviser who’ll review your financial situat

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ion with you.

Working tax credits – again designed to support working families or individuals on a low income, this benefit is suitable for people who work at least 16 hou

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

rs per week and have dependants to support, or people who have no children but who work over 30 hours per week in a low-paid job. Some of the factors that will be taken int

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

consideration when calculating how much you’ll receive in working tax credits are your income, the number of hours you work, whether you live with a partner, the number of

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

children you have, how much you spend on childcare, whether you’re entitled to any other benefits, or whether you’re disabled. It’s managed by Her Majesty’s Revenue and Cu

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

stoms (HMRC), who’ll pay it directly into your bank account. To claim, either phone your nearest HMRC office or pop into your local jobcentre plus.

Council tax benefit – y

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

u’ll be eligible to receive council tax benefit (up to 100% reduction in your council tax bill) if you’re on a low income and have less than ?16,000 in savings. If you don’

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

t qualify to receive it, you may still be eligible to receive a ‘second adult rebate’, giving money off your council tax bill in circumstances where you share your home wit

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

h another adult who isn’t your partner and who doesn’t pay council tax or is on a low income. If you claim income support or jobseeker’s allowance, you’ll be given a form f

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

r claiming council tax benefit.

Housing benefit – housing benefit, paid by local councils, assists those who’re unable to pay their rent. You can claim this whether you’re

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

a council tenant or live in a privately rented property. You’ll only qualify if you’re on a low income with less than ?16,000 of savings, aren’t a full-time student and do

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

n’t live with a close relative. If you’re living in a council property you’ll receive housing benefit directly into your rent account from your local council. If you’re in

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

rivately rented premises, the council will investigate whether the rent amount asked for the property is acceptable for its size and location and for the size of your famil

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

y in order to determine your eligibility. If you do qualify, you’ll either receive a cheque or direct payment into your bank account, or your landlord will be paid directly

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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