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So you ran across some hard times. Maybe a loss of job,

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

maybe sickness in the family. Or better yet, you were ju

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

t foolish with your finances and ended up way over your

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

head! (That's what I did!)

Bankruptcy happens to the be

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

t of us. The great news is that bankruptcy is no longer

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

he end of the world! You can rebuild your credit rating

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

in no time if you want to!

A couple suggestions:

- Cha

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ge your habits! Most likely your over loaded yourself wi

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

h debt. Even if you didn't, check your habits and see if

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

you need to make new ones.

- Update all items on your

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

redit report that were included in the bankruptcy. This

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

revents items from constantly hitting your score.

- Get

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

a secured credit card. (Might actually be able to get a

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

unsecured card!)

- Use your savings to create a secure

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

loan. This is a no brainer! Credit without real debt!

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

- Think about asking if someone will make you an authori

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ed user on their good credit. A parent, friend or even y

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ur spouse might be willing to help.

With these quick ti

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ps, you will find yourself with great credit in a short

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

eriod of time. Best of luck in your new financial future

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Franchising Trade Journals do not do well, because today with all the industry regulations only about 1800 active franchise actually exist in the US. Down sharply over the past five years. Why? Over-regulation.

Every year we start seeing all the articles about what the new year will hold. Everything from politics to marketing is dissected and forecast. I like to take advantage of trends as much as anyone but you can’t let the new blind you to the tried-and-true. Let's get back to the fundamentals of marketing.

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