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A life in bankruptcy is not an unbearable phase if you look at it from a positive angle. If you found it unbearable, I'm sure you won't want to go through it again. While the c

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ourt 'reorganizes' you by selling your personal assets to pay off your debts, so too you must reorganize your thoughts and look forward to live a life of prudence.

Here are 7

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

tips you can apply to get your life back on track as soon as possible so that you can find a way to return to a lifestyle of less financial worries and gradually break free fro

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

m the shackles of an unpleasant past.

1) Seek sincere help. In modern societies where urbanites get too busy in their own lives, it is not surprising to have people whom you k

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

now suddenly turn their backs on you when you seek their assistance. It's like they are thinking, "I can't believe it. I've never been a bankrupt so why are you so deep in the

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

umps?" Forget about these people. Your immediate family will be the first to know your situation and only they can give you continued love and support. Make a checklist of name

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

s and how they can help you as much as what you can do for them, as well as (very) close friends whom you know can depend on.

2) Be responsible. And I mean REALLY responsible.

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

Once bitten twice shy; don't get mired in debt again. You can blame on exorbitant increase in the cost of living, that business partner who sued you or the failing stock marke

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

t but they are not going to say sorry anytime. It's time to take a critical look at your spending habits and evaluate them, understanding where you have wasted and invested you

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

r money. Do a monthly plan-and-review for your savings and expenditure. A very good hint of wastage is putting your money in places you don't know much of. Learn how to disenga

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

e from risks which you can't afford to get involved.

3) Get paid work immediately. Get your life productive again. There is no more greater blessing than learning to appreciat

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

e your ability to earn your keeps. Within your checklist, you should have a couple of people whom you can approach in this area. Leverage on your experience and expertise to ma

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ke an offer of what you can contribute to their benefit.

4) Join a credit union. Such helpful organizations can offer loans which normal institutions like banks will not do ot

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

herwise, but make sure there's confidence on both sides that you can repay the loan.

5) Far too many people never had a concrete financial/retirement plan even though they kno

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

w it's important. Engage a financial advisor to be your personal counsel. Set aside cash reserves for rainy days or emergencies. Find adequate insurance to protect your remaini

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

g assets and family. Avoid high-risk ventures or 'investments'.

6) Keep track of all debts due and paid to your creditors. Make sure your credit report is updated for the reco

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

rd.

7) Sharpen your financial literacy. Robert Kiyosaki, author of "Rich Dad, Poor Dad" is a strong advocate for personal fiancial education. You can always pick up financial

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

literature along the way and think about how you may change the way you look at your wealth. You never know how truly rich people think differently about their money from the r

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

est of us.

As the saying goes, "Time heal all wounds." It will take years to be a 'normal' person again, but once you know you have attained the discipline to practice good ha

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

bits, there's no reason how you can fall back to the old self. As you become wiser, you can better inform others about the unhealthy influences of commercialism and consumerism

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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