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It used to be that consumers find it hard to access their credit scores. In order f

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

or to acquire a copy of their scores, they would have to pay to have credit report

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

data assessed by a certain credit bureau. Most of the time a copy for the consumer

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

does not actually include the credit report. This is one of the reasons why consume

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

rs are confused most of the time over its real necessity because they do not see th

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

e whole picture. Furthermore, it is confusing to them because credit scores are cre

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ated differently by credit reporting agencies, while lending companies require them

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

for different reasons. It makes it even more puzzling when they just can’t get a d

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

isclosure of the report because most of the lending companies will not process the

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

request.

There are times, though, when a lending company reveals credit scores to

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

potential borrowers, but only if they ask for it. But there are tools that can give

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

you free instant credit reports. Yes, there is an accessible way to obtain free cr

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

edit reports.

Free instant credit reports are already available for the consumers

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

upon request. This is an attempt to make everything about the process simpler, mode

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

rately intrusive as possible, and free from cluttered advertisements. Added to this

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

is that there is no need for you to supply all personal identity information excep

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

t pertinent ones. This free service requires credit-reporting agencies to furnish a

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

centralized source, where consumers can request and get their free instant credit

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

report. It is a tool that includes web site accessibility to all consumers. The web

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

site also usually lists a toll-free telephone number, as well as a postal address.

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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