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Since you are the customer, there must be a glut of credit card agents constantly hounding you day-in, day-out. They ma

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

y try to cram all their pitches in hour long phone call marathons or minute long infomercials and may run the gamut of

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ersonalities from friendly to annoying, smart to eccentric. But how do you choose the right credit agent?

Credit card

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

agents are not just supposed to hawk credits cards. They are supposed to act as the middle persons between you and the

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ank. In effect, they should extend the services and care of the bank itself. You can tell if you credit card agent is g

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

od if he exhibits the following characteristics.

1. Agent Has Intimate Knowledge of the Card Company - Your credit car

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

d agent should know the ins and outs of the company he or she is promoting. Agents who are only looking for a quick com

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ission won’t help you much when you have inquiries about their cards. If your agent has an intimate knowledge of the co

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

pany, you can rest easier since he or she is in a good position to guide you in your decisions.

2. Honesty – After tal

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

king with your agent, investigate the veracity of his claims. There are some agents who will lie and fib just to get a

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ale. If you catch one of your agents giving you the glib tongue, drop communications with him or her immediately.

3. H

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

s Much Experience - Established credit card agents have a better chance of helping you with your particular needs. They

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

have had extensive experience in dealing with their clients and are in a better position to help you out. You should n

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

t dismiss agents who are new to the business, though. Just make sure they are sensitive to your needs.

4. Tells Pros a

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

d Cons- Find an agent who tells you like it is. They usually find a way to tell you the advantages and disadvantages of

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

their product without diminishing your enthusiasm for their card. These people will give you more information on which

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

to base your decisions. Thoughtful clients will want to stick to this kind of agent.

5. Does Not Force – Have you ever

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

had a pushy agent hound you all day long. This is the mark of one whose only concern is his or her commission per card.

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

If these individuals do not look after your interests, how can you trust them to help facilitate a good relationship w

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

th the company? If you are really interested in their company, you may want to have that company send a different agent

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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A lack of self-confidence is dangerous to your career. If you aren’t confident in your abilities and the value you offer, how can you expect someone else to be? Ultimately, you could end up being passed up for the promotion you want.

Home based businesses are becoming increasingly popular as so many people all over the country are being retrenched for various reasons. This type of business is popular because there are no overheads to be paid as in a conventional business. You do not need premises and lot of staff.

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