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The Chase Flexible Rewards Visa is designed with the cardholder who has very good credit and goals o

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

f using the reward program in mind. With this card, cardholders earn one point for every dollar they

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

spend making general purchases. The points are redeemable for airline tickets, hotels, car rentals,

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

nd much more. There is a maximum of 60,000 points that can be earned annually, and they expire in fi

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e years.

The Chase Flexible Rewards Card has no annual fee and has a fairly low interest rate for a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

rewards card that is based on the cardholder’s credit history. An introductory rate of 0% for one ye

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

r for both purchases and balance transfers is followed by a variable interest rate that starts at 5.

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

9% and goes as high as 14.99% plus prime rate. The rate for cash advances is a variable rate that av

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

rages 23.99%. Finance charges on this card are based on a two-cycle average daily balance method ins

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ead of the customary single cycle average daily balance used by most card issuers. Cash advances are

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

assessed a 3% fee with a minimum of $10, and balance transfers a 3% fee with a minimum of $5 and a m

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

aximum of $75.

This card is most attractive for those who qualify for the lowest rate and plan to p

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

y their balances in full each billing cycle after the introductory rate expires and plan to take adv

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ntage of the many rewards that the Flexible Rewards card has to offer.

Some of the benefits cardhol

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ers can expect to receive with this card include the following:

• Online access to account informat

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

on

• Reporting of lost and stolen cards

• Emergency cash and card replacement

• No liability to t

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

e cardholder for unauthorized transactions

• Protection and extended warranties for your purchases

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

• Insurance on car rentals

• Travel accident insurance up to $1,000,000

• Financial statement at y

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ar’s end if requested

• Emergency assistance and travel-related services

• Guaranteed parking at t

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

e airport

• Personal concierge service

• Lost luggage insurance up to $3,000

• Roadside assistanc

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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There are plenty of things you can do to help reduce event-day challenges in the planning marketplace- making use of event planning software, choosing your venue and suppliers based on careful research, automating as much as possible, etc.

Yellow Page Ad Design: Make an offer they can't refuse! “How am I supposed to Make an Offer?” Hey, Chuck...this is a YELLOW PAGE AD. We don't make offers in the Yellow Pages. Usually true. But as Doctor Phil would say “And.... How's that working out for you?”

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