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Losing your purse or wallet or having it stolen is a frightening experience, but dealing with the missing cred

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

it cards doesn’t have to be. All it takes is a little work now to be able to make the right decisions should

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

it ever happen to you.

What to do now

One of the best things to do to keep your credit cards safe is to scan

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

or make copies of all of the cards that you have (front and back sides). This will allow you to have the num

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

bers as well as the customer service numbers readily available if they are ever missing.

Also, you will want

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

to gather the numbers of the major credit reporting agencies—Experian, Equifax, and Transunion. You will need

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

to call these agencies to put fraud watches on your accounts and monitor any suspicious behavior.

You might

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

lso want to only carry one credit card with you at a time so that there is minimal damage should it become los

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

t or stolen.

When you realize that your credit cards are missing

As soon as you find that your credit cards

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

are gone, you’ll want to do several things. First of all, you will want to call the credit card companies to

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

cancel your accounts. Let them know what happened and when you first noticed that the card was gone. This ca

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

n help to track any further purchases that might have been made without your permission.

The card companies w

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ill also help issue you a new card so that you can still have a card to use, but one that will be in your poss

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ession. Be sure to note if you have any recurring bills that are paid by your credit cards and talk to those

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

gencies to change the credit card number that is on file.

You will also want to file a police report to show

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

documentation that the cards were indeed stolen and from where they were stolen.

Then you can contact the cre

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

dit reporting agencies to alert them that your cards have been stolen, but the card companies know and will be

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

halting your accounts.

All of these steps will help to ensure that you aren’t responsible for any charges th

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

at are made after you noticed their disappearance as well as make sure that you don’t have any damage done to

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

your credit report for any fraudulent acts from other information that might have been in your purse or wallet

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Gorillas know it is not wise to put all your eggs into one basket…so they stay busy developing diverse streams of income.

The Internet Fraud Complaint Center (IFCC) reported that last year 7.7 million dollars was lost through online auction scams. The actual losses are much greater. Most auction scams are not reported b...

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