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Just Other Articles - Credit Scores: FICO vs. FAKO Which One Should I Use for Credit Repair?
In the credit repair world a lot of focus and credibility are given to credit scores. We all know of the FICO score. The so-called o
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
fficial score.
On credit repair forums everywhere, you also see mention of a FAKO credit score. This a generic score based on the p
On credit repair forums everywhere, you also see mention of a FAKO credit score. This a generic score based on the p
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
edictions of the credit reporting agencies of what Fair and Isaac might give you.
So which do you need for credit repair?
Many peo
So which do you need for credit repair?
Many peo
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
le totally discount the FAKO scores. They say only the real thing will do and if you don't buy a score from FICO you don't have a cl
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
e as to your real credit score.
These same people will also concede that a FICO score you pulled today would not be worth the paper
These same people will also concede that a FICO score you pulled today would not be worth the paper
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
you printed it on as far as what the credit granter will see at the time of your application, even if it is on the same day.
You wi
You wi
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
l hear about the different variations and scoring models for different types of loans and creditors. It's ironic that the same peopl
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
e who praise the FICO credit score as the real thing are then compelled to explain it's inaccuracies.
They tell you that FAKO score
They tell you that FAKO score
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
can be off as much as 100 points from a "real" FICO. To this I say it is just as likely that the credit score the creditor sees may
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
well be right in the middle of both. Rather than the FAKO score being 100 points off, it is just as likely that both scores are 50 p
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
ints away from the the score that really matters (the one the creditor sees).
I am not trying to tell you that FAKO credit scores a
I am not trying to tell you that FAKO credit scores a
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
e any better. But for credit repair purposes they are certainly no worse. They will give you a numeric measure of your credit repair
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
success that will keep you just as motivated as the "real" thing.
I just can't find any justification for recommending you spend $5
I just can't find any justification for recommending you spend $5
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
a month for three FICO scores when you can get daily pulls of all three credit reports, complete with FAKO credit scores for about
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
$12 a month.
Unless you are going to apply for a loan next week, neither of your credit scores are very important. And if you are r
Unless you are going to apply for a loan next week, neither of your credit scores are very important. And if you are r
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
pairing your credit, the score you have including those five collection accounts and three chargeoffs doesn't really matter.
The on
The on
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
y purpose a credit score can possibly serve someone during credit repair is by providing the motivation to continue. The best advice
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
is to focus on getting off all of the negative entries. The numbers will take care of themselves until then, and you can focus on im
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
roving them once your report is clean.
Be it a FAKO or FICO credit score, you get a good indication of what the lender might see. B
Be it a FAKO or FICO credit score, you get a good indication of what the lender might see. B
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
t since neither will give exactly what the creditor might see, one is no more valuable than the other when it comes to credit repair
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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