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Just Other Articles - Credit Rebuilder Program (3rd in a 5 Article Series)
Step 2: Secure Your Credit!
The next step is to get a good credit
The next step is to get a good credit
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
card... Secured or Unsecured doesn't matter. Remember... its how you con
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
rol the credit that counts! (think about Step 1) When in doubt, a secu
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
red credit card is always a sure way to rebuild that credit!
Secured
Secured
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
credit cards are a great choice for those having trouble obtaining credit
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
A secured credit card can provide the best opportunity to establish cred
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
it. The credit card providers require a deposit equal to the credit line
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
s collateral. While you build your credit, you are also earning a small r
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
eturn on the savings.
For example, Orchard Bank and New Millennium Bank
For example, Orchard Bank and New Millennium Bank
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
oth offer a secured credit card that requires as little as $200 to get st
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
rted and reports to all three credit bureaus! As all secured cards go, th
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
ere will be some start up fees (between $50-$150 is normal) so you will b
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
gin with a balance right away. As we discussed before, you need to get be
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
low 20% of the credit limit as soon as possible. (Hint: a $300 credit lim
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
t will allow you to carry a $60 balance at the 20% target.)
However, man
However, man
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
card issuers also offer unsecured cards. During the application process
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
for Orchard Bank, they will tell you which one you may best qualify for.
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
o if you don't quite qualify for the unsecured right now, there won't be
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
an extra hit to your credit score to get the secured card! Try now and se
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
what's available for you! Contact the author for ideas on where to apply
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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